I have a decent chunk in my savings, what do I do with it?

I have a decent chunk in my savings, what do I do with it? I am a 23 year old male. I have twin sons that were just born in August. I’m a public high school teacher with ~$16,000 in savings and very little debt. That money just sits in my bank account. I have zero knowledge in investing or generating passive income. Treat me like a toddler please. How can I take advantage of having this money saved up ...

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