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My wife and I have tried to apply for a couple unsecured loans and just recently tried applying for home equity, and have been denied each time due to Debt-to-ibcome being too high.
My wife and I have tried to apply for a couple unsecured loans and just recently tried applying for home equity, and have been denied each time due to Debt-to-ibcome being too high. We are both 30 years old, we have been married 5 years, and we bought our first home just over 3 years ago. Together we bring in just over 100k gross. We have 5 credit cards that are nearly maxed out, an unsecured loan(that is close to being paid off) and her car still has payments being made. We have tried several time to consolidate our credi...
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