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Refinancing private student loans — lower interest rate or lower monthly payment?
Refinancing private student loans — lower interest rate or lower monthly payment? Hey all. Thank you for taking the time to read this post. Some context before I get into the nitty gritty: I graduated college back in December and languished unemployed for several months before finally picking up a nice remote $90,000 tech job. I make additional money here and there from design freelancing or picking up odd jobs (but nothing c...
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