Super excited, destroyed credit late teens and early adult. Have been rebuilding credit for 8 months with the wife.

Super excited, destroyed credit late teens and early adult. Have been rebuilding credit for 8 months with the wife. High apr but today I got approved for my "first" major credit purchase since the rebuilding process. Went from 440 fico to 600 and just got approved for zero down 2024 escape active warranties and gap included for 622 a month 30k total. High cost for everyone but with my credit history and recent improvements were totally excited as my wife and ...

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