In debt at 20 years old

In debt at 20 years old Hello, I will start off by saying that i am not a citizen of the US, some of the tax/retirement plans and stuff do not apply to me. I will start with saying that I am around 9300 USD in debt, that is around 25K in my country’s currency. I make around 1000-1200 USD a month and pay around 400$ every month towards the loans. Rest of my paycheck goe...

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