What to do with $13k?

What to do with $13k? I was just gifted $13,000 from my grandfathers estate. I’m not sure the logistics, something about needing to withdraw this amount and gift it to save on taxes? I have no clue. But I have it. I have no debt except for a car payment of $560 a month. But I also only have $1.97 in savings. Total, all savings. Not a drop in a 401k. What is the best...

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