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HSA – Stay on a PPO plan or switch to a HDHP to open an HSA?
HSA - Stay on a PPO plan or switch to a HDHP to open an HSA? I'm very aware of the benefits of an HSA on a pre-tax basis. What gives me pause, however, is having to swap to a healthcare plan where my medical visits cost 20% coinsurance after the deductible. I'm young (32) and healthy, but things happen and I enjoy the flexibility of a PPO healthcare plan where I pay copays of around $20-$35 per visit to a...
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