20yo with 23k in savings and 1k in monthly bill payments

20yo with 23k in savings and 1k in monthly bill payments Have a stable job making 2.5k a month. Dont have any insurance. No car (I have an electric bike that will take me where I need). Have all of my savings in my bank account with no interest. 730 credit score. No debt. No high school diploma because I dropped out unofficially due to mental health issues No plan or goals or ambitions. Wtf should I d...

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