Pay with savings and wipe out emergency fund or pay with HELOC loan?

Pay with savings and wipe out emergency fund or pay with HELOC loan? A massive tree in our backyard needs to be removed ASAP because disease and recent repeated storm damage have left it in a state where it's likely to fall and damage the neighbor's house. We've always known it was going to have to happen, but it's much sooner than we had hoped. It's not going to be cheap. It's a big tree and because it's on a sl...

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