Do my wife and I both need credit to get a mortgage?
Do my wife and I both need credit to get a mortgage? Me (23M) and my wife (22F) are looking to buy a home sometime in the next couple of years. We just finished college and are saving as much as possible toward a down payment. One thing I've heard conflicting information on is whether we both need good credit to get a loan. I have never borrowed any money (no credit cards, no student loans, paid c...