23 year old with about $20,000 to my name. where to start?

23 year old with about $20,000 to my name. where to start? im 23 about to turn 24. i just opened my ira and have about 3k in it and contribute every week automatically. the rest of my money is just cash sitting in a savings account. i have no debt. i still live at home but searching for a house. i also dont have a car payment currently but ill probably end up with one soon. so where should i put my cash...

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