Trying to help my mom with retirement planning — confused about the specifics

Trying to help my mom with retirement planning — confused about the specifics I'm helping my mother figure out her retirement, which will take place sometime in the next five years, and while I think I understand the basics, some of the specific mechanics about "retirement income" are tripping me up. I know the 4% rule is somewhat controversial, but assuming we settle on spending *around* 4% of her portfolio each year... ...

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