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I’m 20 years old and I need advice on how to handle my financial dillemma
I'm 20 years old and I need advice on how to handle my financial dillemma My first and only credit card (CIBC) was sent to a collection agency a month ago. I initially owed $2230 but managed to reduce the debt to $1250. My credit score is currently 614 (TransUnion). I recognize that I was irresponsible with my finances and regret the decisions that have led to this situation, which could jeopardize my future. I have l...
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