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Which mortgage product is better?
Which mortgage product is better? Tried asking this in a real estate sub and got limited results, so I'm trying here. Full disclosure: My wife and I can equally afford ALL of these options. This question is not about affordability. Option 1: 6.875% interest, 5% down. $450 lender credit. Option 2: 6.5% interest, 3% down. Payment is $5 more per month vs opt 1. If I wanted to put...
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