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I requested debt validation from a debt collector. Now the original creditor says they sent it to collections in error? Please advise.
I requested debt validation from a debt collector. Now the original creditor says they sent it to collections in error? Please advise. Background: A few years ago, around 2021-2022, I fell on hard times at work, and took out a personal loan from Happy Money to help give me a boost and get by. After several months, the hard times continued, and I missed a few payments on the loan. The loan company eventually struck up a deal with me to close the loan as “charged-off,” but I woul...
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