Probably a dumb savings question
Probably a dumb savings question I have around $30k USD sitting in a savings account that I put into 2 CDs with 5.1% and 5.25% APY that I have been laddering. I have 401k and Roth as well. We have 2 young kids (under 5), so I am wondering if keeping the money in the CDs is the right move. I a little risk averse with the kids and unknown expenses with the house, but was just loo...