42 with no retirement savings. Just went from under $30k a year to over $80k salaried. A little confused about a few things.
42 with no retirement savings. Just went from under $30k a year to over $80k salaried. A little confused about a few things. The current plan is to max out both my work-sponsored retirement plan and a personal IRA, using a roughly 50/50 split of target date funds and the S&P500, which I'll probably adjust to a more conservative approach in about a decade. I'm hoping that sticking to this will let me still make it to that even $1M mark in my mid 60s, although in 20+ ye...