Should I pay off my 3.5k total debt and where should I be putting my savings?

Should I pay off my 3.5k total debt and where should I be putting my savings? I have really good credit and very little debt, but don't make great money. Credit score is about 820, total debt is about 3.5k and I have 14k saved with a goal to get to 20 by the end of the year. I only make 21.50 hourly with my full-time job, but have a side gig that brings in about $850/mo and have another 1k/mo stipend from a family friend....

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