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Down payment: Lender vs. Dealership vs. Investing
Down payment: Lender vs. Dealership vs. Investing I'm planning to buy a car and I'm considering how I’d like to handle the down payment. Here's the situation: - Car price: $30,000 - Down payment: $10,000 - Loan term: 60 or 72 months - Interest rate offered: 6.9% through a CU. Dealership APR unknown. Here are the options: Option A: get a full loan amount for the vehicle through the CU and pay ...
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