better ways to invest 18k?

better ways to invest 18k? hi! im 20 y/o and have around 18k saved up. i’ve had it in a capital one hysa for about a year now, but just switched to marcus for 4.4%. what are the best ways to invest besides cds (12mo. @5.15%) and a roth (already done). would definitely be interested in expanding my investment knowledge but still kind of want to play it relatively safe. any...

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