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Did I mess up by saving up my money in the bank and not investing it because I intend to buy a house without a mortgage?
Did I mess up by saving up my money in the bank and not investing it because I intend to buy a house without a mortgage? My family and I live in a relatively LCOL state. Our current house is valued at about $180k (paid off) and our combined income is ~100k before taxes. Both my wife and I grew up poor and are risk-averse so the bulk of our paychecks have been going into a checking account. Then, at the end of every year, we move $$ from that checking account into ...
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