How to prepare and where to go from here

How to prepare and where to go from here Stats:
27 years old ~$130,000 total comp
Assets:
Roth IRA (maxed 2024 contributions): $7,800 Roth 401k (5% match, contribute $600/month): $43,000 HYSA (@4.25% interest): $45,000 Individual investment account (contribute $500/month): $37,000
Debts: - No more college loans due to low principle ROTC scholarships, aggressively paid down 2020-20...

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