28, 40k in debt, making $800 a month before tax.
28, 40k in debt, making $800 a month before tax. 28 years old, making $400 every 2 weeks, 40k in credit card debt. I need help. I need guidance here. It seems to me bankruptcy is my best option. I signed up for a debt settlement service and quickly withdrew from it as it seemed not to be viable either. With a payment in the $500 a month range, that’s all my income essentially after taxes. I...