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No credit worse than no debt?
No credit worse than no debt? In quick summary, I'm 48yrs old. After some bad decisions and silly youth I cut up all my credit cards in 2001. I currently show not enough info to generate a credit score. I have no debt and lived within my means to this point all be it not that well. I currently make around 70k a year and only use paypal and no banks. Tell me how to improve an...
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