Does my budgeting method make sense anymore?
Does my budgeting method make sense anymore? For the past five years, I've used a very simple, but effective-for-me budgeting method: For each pay period (I'm salaried, paid bi-monthly), I create a spreadsheet that lists out any bills for that period and deducts them from my income. After that, any amount over $1,500 is allocated toward savings. The remaining $1,500 is discretionary and I ...