Pay down loan or use for down payment?

Pay down loan or use for down payment? I purchased a car 4 years ago. In one of my dumbest moves ever made, I let the finance manager wear me down into using their dealer financing. I was already preapproved for a loan coming in but he was relentless, I didn't know what I was doing and he took full advantage of that, said he got my payments down to what I had with the other financing...

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