What savings bucket should we reduce?

What savings bucket should we reduce? My husband and I bought a house (we're both 35). This was a big goal for us given we are living in a tiny place and we have an active toddler now. Saved a lot and got something we are extremely happy with. However, when planning for this the rates were not this high. With the current rates we will have payments $500 above what we had budgeted ev...

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