Extra Money- Where does it go?

Extra Money- Where does it go? 40 years old and I’m in a position where I may have an additional $5-$10k / month after expenses. I can put this toward my mortgage which is $580k at 6.5% and/or toward a retirement account such as solo 401k or Roth IRA. I do not have any kind of company match. I have not yet started a retirement account of any kind. I’m just now learning about...

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