Denied for a personal loan, should i change banks?

Denied for a personal loan, should i change banks? I recently applied for a unsecured personalized loan, ive been banking with my credit union for 10+ years. Here are a bit of my stats 9k college tuition 9 years credit history 2 payed off cc's: chase united 4k available and discover 700 available ( got it when I started working on credit) 2 late payments in 2019 Credit is mid 700's I previously ...

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