What’s your preferred savings vehicle for 5-10 years of time-in-market (to be withdrawn in one’s 50s)?
What’s your preferred savings vehicle for 5-10 years of time-in-market (to be withdrawn in one’s 50s)? I have both a pension and decent 401k savings runway, such that my financial life after 60 is pretty well taken care of. But I’d like to semi-retire / get out of the rat race in my early 50s. Theoretically I could do this by saving enough separate from the tax-advantaged retirement instrument. But assuming that HYSA yields don’t stay at 4.4% for...