Beneficiary IRA vs credit card debt
Beneficiary IRA vs credit card debt -33 years old, married, no kids, renter in CA Bay Area -$77k annual income (before taxes) -$40k in Roth IRA (not contributing right now) -$4k in 401k (contributing $150/mo with employer matching) -$1000 in emergency fund. No other liquid cash savings. -Approx $3200 in monthly expenses (rent, utilities, car payment, gas, groceries, etc) -$400 bu...