I admit I have a problem: how did you stop using credit cards?

I admit I have a problem: how did you stop using credit cards? I've been living outside of my means for around a decade now, I'm 32 and started swiping credit cards in my early 20s. I could make excuses for some of it, but mostly I got addicted to wanting something and having it immediately. I've been blessed most of my life by having "get out of jail free" cards, whether that is family, inheritance, tax re...

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