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Is debt consolidation a good idea for my situation?
Is debt consolidation a good idea for my situation? I have roughly $7k in debt in the U.S. (credit cards and student loans). I know, not a lot. But I only make $12000 a year. I live abroad which is why this yearly income is okay.. but I can't pay my monthly minimums (well, I can but it's a struggle.) Well recently I missed all my cc payments because I signed a new contract with my apartment and t...
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