(Explain to a five year old) Should I get a personal loan?

(Explain to a five year old) Should I get a personal loan? I recently got a cosmetic surgery, I had paid most of it off except for around 5k that I split on two credit cards. A couple months later I lost my job and now I’m stuck with two nearly maxed out credit cards, an okay credit score, and only a couple thousand in savings. It’s been a few weeks of job searching and I’ve been too embarrassed to ask ...

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