I have federal student loans at interest rate of 3.65% (average) with 8 years of pmt left. Should I pay them off now?
I have federal student loans at interest rate of 3.65% (average) with 8 years of pmt left. Should I pay them off now? My question is- should I pay these off immediately if I can? I can definitely afford the monthly payment of $178, but also have the money to pay them off. I get 4.2% interest on the money I have in my savings. I max out Roth and put a good amount into 401k, have $30,000 in savings and I contribute $2,200 a month to my savings as well. I’ve alr...