First ever car loan and I’m afraid I got a precomputed loan thru chase

First ever car loan and I'm afraid I got a precomputed loan thru chase So I bought my first first ever car and I read the federal truth in lending and it mentions the finance charge and number of months.does that mean I have a precomputed interest loan? Or would that be under a different document? I financed thru chase and was paying off car early but I'm afraid I got a precomputed interest. How rare are precompute...

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