$16k CC Debt at 22, advice desperately needed.
$16k CC Debt at 22, advice desperately needed. Hi, I apologize for the long post. I have never posted on reddit before and I am not in the best mental state right now. This is my first time writing out my situation and I hope that I won't be judged harshly for it. As the title states, I am a 22 year old male with a total CC debt of $15,437 that is divided between an AMEX Gold, Apple, and Dis...