Condo flooded due to neighbor – do I call my insurance? Will my rate increase?

Condo flooded due to neighbor - do I call my insurance? Will my rate increase? My next-door neighbor had a running toilet that flooded her apartment as well as mine. As a result, my floors are damaged. Her insurance company gave me $6500 towards the $17,000 repair bill. Is the next step to go to my insurance company? My concern is that it will increase my rate. Her insurance says to go after the Condo’s master insurance. T...

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