Recasting a mortgage

Recasting a mortgage Hello, I have paid ALOT of money towards the principal of my mortgage. I have about 40k left of it. I have it through Huntington and can use the paid ahead principal to recast the mortgage. This could be a silly question, but if I did recast the mortgage, I know it will make my monthly payment lower, but my principal balance remains at 40k, rig...

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