I am sick and tired of living paycheck to paycheck… can someone help me get out of this mess?
I am sick and tired of living paycheck to paycheck… can someone help me get out of this mess? So as they say, admitting there is a problem is the first step. In my case, I have a large problem. So I had over 12 credit cards open at any given time, and with most of them virtually no balance. I was getting and using points, and then COVID hit. It racked up credit card bills, but not much. I was under 8% utilization for all the cards. Howev...