Two (possibly) dumb questions about lightstream auto loans

Two (possibly) dumb questions about lightstream auto loans I’m thinking of buying a car from caravana for about 18k. I was initially thinking of financing with them, but their rates are too high. Upon a little research, I found that lightstream has lower rates and they wire the money directly into your bank account. They do not hold the title of the car and because they wire the money to your bank acco...

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