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Thoughts on using Roth IRA *contributions* to help fund home downpayment?
Thoughts on using Roth IRA *contributions* to help fund home downpayment? Could this be considered a solid move with interest rates being as high as they are if you already have solid retirement savings? Late 20s with ~270k in retirement savings. Of this, 113k is on Roth IRAs and 74k of that is contributions (which can be withdrawn tax and penalty free at any time). Current home has around 70k in equity and we have a ...
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