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Car totaled, I owe more than the total value of car, I do not have GAP coverage. now what?
Car totaled, I owe more than the total value of car, I do not have GAP coverage. now what? Was recently in an accident, I am not at fault (16 year old blew a stop sign), but from what I gather, that is irrelevant to what I am asking. I probably owe more money than the car is worth - Am I expected to pay the difference out of pocket, before I purchase a new car? I assume they cannot just 'transfer' a car loan to another car?
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