38 no savings, barely any retirement, and 18K in debt
38 no savings, barely any retirement, and 18K in debt I’m hoping to get some solid advice from those of you who are much more financially responsible than I am. I had a horrible shopping addiction for a long time and never saved. I recently (as of November 2023) went freelance and I have made the most I’ve ever made in my life. Previously, I was making around $3K a month. Now I make anywhere from $...