Help my MIL with this life insurance policy that her friend is trying to sell her?

Help my MIL with this life insurance policy that her friend is trying to sell her? My mother in law is turning 71 in a week. She had life insurance through her late husband’s work but he passed a few years ago and she has been refusing to get life insurance. She has a friend who’s studying to become a financial advisor and is trying to sell a product to her. She’s considering…I don’t know all the details but here are the key ...

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