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Why are 529s so much more popular than gifting appreciated stock?
Why are 529s so much more popular than gifting appreciated stock? From my understanding, the main benefit of 529 plans is that you don't have to pay capital-gains taxes. The contributions themselves aren't tax deductible, and our household income is too high to benefit from any state-tax benefits. Here's the alternative our family is considering:
Take the money we would have put into 529, and invest them in o...
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