Paying for Surgery … Thoughts/Ideas please?

Paying for Surgery ... Thoughts/Ideas please? I really hoping the hive mind to help me figure out how to best navigate paying for a $14k shoulder surgery. Here are my facts ... * I have about 5 months of living expenses in the bank (20k), collecting 3.5% interest. *No group health insurance. Just a high-deductible plan that pays 100% of everything after $7500. My current deductible balance ...

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