Totaled my car, what should I do?

Totaled my car, what should I do? On May 16th I totaled my 2016 Volkswagen Jetta, going over railroad tracks. Luckily I didn’t hit anyone or another car or thing. At the time, my car insurance was $300 a month and my payment was $305. My insurance was already high because I had an accident in 2021. The car didn’t look physically damaged, so it took my insurance a long time to te...

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