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Should they do a HELOC?
Should they do a HELOC? Okay family has reached out for advice. Off the bat they are horrible with managing their spending, and they beginning to recognize this is a significant issue that needs to be addressed. Currently $10k in personal loan debt at 8% and $20k in credit card debt at 24%. Unable to make a dent as they continue to spend. $5k in per month after taxes...
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