Utility debt, advice please

Utility debt, advice please Throw away because I am ashamed. A bit of a long story short(er) I live with my partner, T, and our dog . Previously, T had moved from his home to care for his mother as she battled pancreatic cancer. Sadly, she lost her battle, and the house and its upkeep fell upon T. Upon my graduation from college last year, I moved in with T and together we...

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